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Technological solutions for banks and financial institutions
We offer innovative technological solutions for banks and financial institutions to support them in the digital transformation of their business models. Our IT services — modeled on the customer needs — allow efficient management with high standardization on the back end and customization on the front end. The offering includes Core Banking Solutions, Technological Infrastructure and Cloud, Software Solutions, RegTech, System Integration and Application Maintenance, and Business Process as a Service.
Our areas of expertise
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Solutions to rationalize and simplify the operational processes of banks.
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Integrated solution covering core activities of banks for all business lines.
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Consulting and solutions services for the complete management of regulatory and regulatory compliance aspects.
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Vertical software solutions for specific functional sectors integrated into the Information System.
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System integration between IT systems, services, and software. Application Maintenance of proprietary and third-party solutions.
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Management of all components of the IT Infrastructure, Business Continuity and Disaster Recovery; and Hybrid Cloud Service Orchestration.
We offer vertical solutions for specific functional sectors that cover seven areas: Investment, Channels, Lending, Governance, Payment Systems, RegTech, and Business Process as a Service. These “turnkey” solutions work as Software as a Service solutions, and include all technical aspects for infrastructure and maintenance.
Advanced rating-based model allowing banks to improve the efficiency of their business processes for quantification and managing credit risk. Enables better management of the capital absorbed against the credit risk. Validation for the use of AIRB Rating System for regulatory purposes is underway at Bank of Italy.
Complete range of services to manage the bank’s ATM fleet and the operation of the POS in favor of commercial operators affiliated with the bank. ATM services include help desk, HW monitoring, maintenance, and supply. Main POS services are rental, help desk, maintenance, processing, reporting, and so on.
Offers all the benefits of advanced integration between traditional teller operations, back office, and CRM applications. Helps banks to organize and monitor the activities of its own sales network. Reduces operational risks, and simplifies and increases the security and speed of processes.
Helps banks increase the effectiveness of their sales actions to individual clients, or to specific customer segments, through multistep, multiwave, and multichannel campaigns. Supports the development and automation of proactive campaigns for clients more inclined toward a specific type of product/service or to a specific contact channel. The use of the product as a service is also foreseen.
Provides integrated services for customer relationship management. Designed to support all activities of the customer-bank relations in accordance with business objectives.
Some features include 24×7 availability, multi-language management, multichannel capability, and so on.
Offers a powerful credit quality profiling engine that processes the bank client portfolio daily. Allows to apply the credit quality management policies defined by the bank and the operational decentralization of activities on the peripheral network with a timely performance verification.
An omni-channel digital solution that automates the entire life cycle of the individual wealth management and advisory service used through smart devices — computer, mobile, and tablet. Aimed both at the end client and promoter, it’s customizable through interactive and evolving widgets.
Intercepts the first irregularities of customers and helps activate risk mitigation. Warnings and payment reminders to the customers can be customized and parameterized, as well as the anomaly triggers. The scope of application of triggers can be defined according to the characteristics of the customer portfolio.
Modular solution for periodic reporting to the tax authorities of the FATCA CRS, Tax Monitoring (IMF3), and the new DAC 6 regulations in force since January 2021. Available in full or light version with flexible pricing depending on the operation required by the client.
Manages Interbanking Corporate Banking products (CBI, CBI2, and access to online information) and the bank’s distinctive products and value-added services. Improves integration and efficiency of the bank’s internal processes. Supports any type of operations — multibank, multicompany, multicurrency within a multi-browser and multi-platform structure.
Covers all banking and online trading functions from the most basic to the most advanced, revenue and expense control functions, and more advanced natural language processing and balance aggregation functions. It allows proposals for the individual customer and integrates with the bank’s CRM offering an advanced and uniform user experience.
Analyzes income prospects and financial dynamics of companies through the evaluation of their financial statements. Based on possible scenarios, the solution can autonomously develop the prospective n-year financial statements of each company by integrating historical data with sector information.
The tool allows you to simulate the price of a lending transaction. The ‘target’ price of the transaction is built bottom-up, through the determination of a break-even spread that considers all the components of the operation to be remunerated, such as expected loss, cost of capital, cost of funding and operating costs.
Creates custom commercial offers to suit the customer. Increases the probability of realizing new sales through guided processes that prevent operational errors.
Perfectly integrated with the CRM applications, placing the customer at the center of the sales process, and providing operational, commercial and behavioral information.
Continuously and systematically analyzes the company data to identify anomalous phenomena, or potential areas of risk. Helps analysts to navigate system information, and to build advanced analysis views and complex performance indicators without requiring the intervention of ICT structures.
Offers bank’s customers and prospects the opportunity to purchase banking and financial products remotely, even on mobile devices, in totally digital, and end-to-end mode. Helps banks expand their customer network and implement upselling strategies offering the possibility of designing processes, with the same customer experience, for the sale of specific bank products.
Enables the bank to deliver innovative investment services through an additional distribution channel. Provides an automated consulting service for the bank’s retail clients who can operate in the self mode to subscribe financial products, monitor their position continuously, receive notifications of rebalancing of the portfolio, and make contributions or withdrawals of liquidity.
The system manages the matching, settlement, and clearing phase for all the trades, both in the Italian (Monte Titoli) and international (Euroclear-Clearstream) environments. Sends all the trading and clearing transactions negotiated on the various markets to the matching and settlement systems (Monte Titoli, Euroclear, Clearstream).
- Business Process as a Service (BPaaS)
- Payment Systems